Today, people across the country enter addiction treatment every day. Unfortunately, many avoid seeking treatment due to cost, medical jargon, and not knowing how much rehab costs will be covered by insurance. Luckily, many treatment centers and government programs can help you find your best options for paying for rehab.
If you or someone you love is struggling with drugs or alcohol, our team can help. Liberty Health Services provides our clients with a family-friendly boutique detox experience in serene New Hampshire. Learn about insurance coverage and how to pay for rehab by calling now at 855.959.4521 to get started.
Does Insurance Pay for Rehab?
For health insurance questions, there isn’t always a simple answer. In most cases, insurance will cover at least part of an addiction treatment program. Because there are countless HMO and PPO programs and government programs like Medicare and Medicaid, individual plans will have different coverage stipulations. Individuals must meet their deductible and then pay a co-pay percentage based on their plan.
Not all recovery programs accept the same insurance. That’s why it’s important to talk to a clinic and your insurance company before enrolling to understand out-of-pocket costs. Government programs can help demystify insurance language and answer questions about coverage.
How to Pay for Rehab
Insurance may not cover all of a recovery program. There are, however, other ways to help support recovery, such as:
- Choose the Right Program for Your Budget: Often, outpatient recovery is less expensive than residential treatment because clients sleep and eat at home. However, for those who need detox, have access to drugs at home, or lack a support system, a short residential program may cost more initially. Still, it can profoundly affect early recovery and staying sober. Both types of programs may have different insurance coverage based on individual plans.
- Federal Funding: Several federal government programs provide grants to help cover treatment. These fund specific clients like postpartum mothers entering a state-run recovery center.
- Crowdfunding: It’s no secret it takes a community to stay sober. The lack of universal health insurance means crowdfunding platforms can be a great way to lessen the cost of rehab and feel more supported by your network.
- HSA and EAP Funds: Many people have health savings accounts as part of high deductible insurance plans. These plans may cover fewer rehab costs. However, HSA funds can be spent on treatment programs. Similarly, if your job has an EAP program, help may be available.
These are only a few ways to pay for rehab. Before enrolling in a program, it’s important to honestly assess your needs, budget, and what it could cost you not to enter treatment. For many, the benefits of paying some out-of-pocket rehab expenses far outweigh addiction costs.
Start A Family-Friendly Detox Program Today in New Hampshire
If you’re ready for a detox, our team can help. Liberty Health Services provides clients with an intimate detox experience in serene New Hampshire. Our clinic works with Aetna, one of the nation’s largest insurance carriers, providing clients with access to the detox and recovery care they need. Our detox programs include:
- Opioid detox
- Opiate detox
- Benzodiazepine detox
- Heroin detox
- Methamphetamine detox
- Cocaine detox
- Synthetic drug detox
- Prescription drug detox
- Valium detox
- Xanax detox
With only 24 clients at a time, our family-focused clinic can help you and your loved ones disconnect from your busy lives and reconnect with yourself through early recovery.
Learn More About Insurance Cover and Costs Now
Ready to learn how Liberty Health Services can help you? Call us now at 855.959.4521 to learn more and speak with our staff about insurance coverage.